:root {
  --navy: #061a3a;
  --navy-deep: #031127;
  --blue: #0a68e8;
  --blue-dark: #064cae;
  --mint: #bdf4e7;
  --mint-dark: #47c8a6;
  --gold: #ffdc75;
  --ink: #172033;
  --muted: #5d6676;
  --soft: #f1f5fa;
  --line: #dfe6ef;
  --white: #ffffff;
  --shadow: 0 24px 70px rgba(6, 26, 58, 0.13);
  --radius: 28px;
  --shell: min(1180px, calc(100% - 40px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 110px; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--ink); background: var(--white); line-height: 1.55; -webkit-font-smoothing: antialiased; }
body.nav-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
.shell { width: var(--shell); margin-inline: auto; }
.skip-link { position: fixed; left: 16px; top: -60px; z-index: 1000; padding: 12px 18px; border-radius: 10px; background: var(--white); color: var(--navy); font-weight: 800; transition: top .2s; }
.skip-link:focus { top: 16px; }

.network-bar { color: white; background: var(--navy-deep); }
.network-bar-inner { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 24px; font-size: 11px; font-weight: 700; letter-spacing: .2px; }
.network-bar-inner span { color: rgba(255,255,255,.68); }
.network-bar-inner a { display: inline-flex; align-items: center; gap: 8px; color: var(--mint); font-weight: 900; }
.network-bar-inner a:hover, .network-bar-inner a:focus-visible { color: white; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(6,26,58,.08); backdrop-filter: blur(16px); }
.header-inner { min-height: 96px; display: flex; align-items: center; gap: 34px; }
.wordmark { display: inline-flex; align-items: center; gap: 11px; color: var(--navy); min-width: max-content; }
.wordmark-mark { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 14px 14px 14px 4px; background: linear-gradient(145deg, var(--blue), var(--navy)); color: white; font-family: Georgia, serif; font-size: 25px; font-weight: 900; box-shadow: 0 8px 18px rgba(10,104,232,.2); }
.wordmark > span:last-child { display: grid; line-height: 1; }
.wordmark strong { font-family: Georgia, serif; font-size: 24px; letter-spacing: -.5px; }
.wordmark small { margin-top: 4px; color: var(--blue); font-size: 10px; font-weight: 900; letter-spacing: 3.2px; text-transform: uppercase; }
.desktop-nav { display: flex; align-items: center; gap: 28px; margin-left: auto; color: #394357; font-size: 14px; font-weight: 700; }
.desktop-nav a, .footer-links a { transition: color .2s; }
.desktop-nav a:hover, .desktop-nav a:focus-visible, .footer-links a:hover { color: var(--blue); }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 8px; border: 0; background: transparent; cursor: pointer; }
.menu-toggle span { display: block; width: 28px; height: 3px; margin: 5px auto; border-radius: 10px; background: var(--blue); transition: transform .2s, opacity .2s; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
.mobile-nav { padding: 0 20px 22px; background: white; border-top: 1px solid var(--line); }
.mobile-nav a { display: block; padding: 15px 4px; border-bottom: 1px solid var(--line); color: var(--navy); font-weight: 800; }

.button { display: inline-flex; min-height: 54px; align-items: center; justify-content: center; gap: 13px; padding: 14px 25px; border: 0; border-radius: 999px; background: var(--blue); color: white; font-weight: 900; cursor: pointer; box-shadow: 0 12px 26px rgba(10,104,232,.22); transition: transform .2s, background .2s, box-shadow .2s; }
.button:hover, .button:focus-visible { background: var(--blue-dark); transform: translateY(-2px); box-shadow: 0 16px 34px rgba(10,104,232,.28); }
.button-small { min-height: 48px; padding: 12px 22px; font-size: 14px; }
.button-light { background: white; color: var(--navy); box-shadow: 0 12px 30px rgba(0,0,0,.14); }
.button-light:hover, .button-light:focus-visible { background: var(--mint); color: var(--navy); }
.text-link { display: inline-flex; align-items: center; gap: 10px; color: white; font-weight: 800; border-bottom: 1px solid rgba(255,255,255,.4); padding: 10px 0; }

.hero { position: relative; overflow: hidden; min-height: 700px; display: grid; align-items: center; padding: 88px 0 96px; color: white; background: radial-gradient(circle at 85% 18%, rgba(10,104,232,.7), transparent 31%), radial-gradient(circle at 67% 84%, rgba(71,200,166,.18), transparent 30%), linear-gradient(125deg, var(--navy-deep), var(--navy) 58%, #06397b); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .17; background-image: linear-gradient(rgba(255,255,255,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.08) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(to right, black, transparent 85%); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.02fr .98fr; align-items: center; gap: 70px; }
.eyebrow { display: flex; align-items: center; gap: 10px; margin: 0 0 18px; color: var(--blue); font-size: 12px; font-weight: 900; letter-spacing: 2.4px; text-transform: uppercase; }
.eyebrow > span:first-child { width: 26px; height: 2px; flex: 0 0 26px; background: currentColor; }
.eyebrow.light { color: var(--mint); }
.hero h1, .section-heading h2, .process-intro h2, .requirements-copy h2, .apply-copy h2 { margin: 0; font-family: Georgia, "Times New Roman", serif; letter-spacing: -2.8px; line-height: .98; }
.hero h1 { max-width: 680px; font-size: clamp(58px, 6.2vw, 92px); }
.hero h1 em { display: block; color: var(--mint); font-weight: inherit; }
.hero-lead { max-width: 650px; margin: 26px 0 32px; color: rgba(255,255,255,.78); font-size: 19px; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 26px; flex-wrap: wrap; }
.hero-assurances { display: flex; gap: 24px; flex-wrap: wrap; margin: 34px 0 0; padding: 0; list-style: none; color: rgba(255,255,255,.72); font-size: 13px; font-weight: 700; }
.hero-assurances li::before { content: "✓"; display: inline-grid; place-items: center; width: 20px; height: 20px; margin-right: 8px; border-radius: 50%; background: var(--mint); color: var(--navy); font-size: 12px; }
.hero-visual { position: relative; min-height: 470px; }
.orbit { position: absolute; border: 1px solid rgba(189,244,231,.22); border-radius: 50%; }
.orbit-one { width: 430px; height: 430px; top: 20px; left: 20px; }
.orbit-two { width: 330px; height: 330px; top: 70px; left: 70px; border-style: dashed; }
.visual-card { position: absolute; border: 1px solid rgba(255,255,255,.45); background: rgba(255,255,255,.96); color: var(--ink); box-shadow: 0 40px 80px rgba(0,0,0,.25); backdrop-filter: blur(16px); }
.visual-card-main { width: min(410px, 90%); top: 80px; left: 50%; padding: 28px; border-radius: 30px; transform: translateX(-50%) rotate(-2deg); }
.visual-label { color: var(--muted); font-size: 12px; font-weight: 900; letter-spacing: 1.6px; text-transform: uppercase; }
.visual-score { display: flex; align-items: center; gap: 20px; margin: 24px 0; }
.score-ring { display: grid; place-items: center; width: 105px; height: 105px; flex: 0 0 auto; border-radius: 50%; background: radial-gradient(circle closest-side, white 77%, transparent 78%), conic-gradient(var(--mint-dark) 82%, #e6ecf3 0); }
.score-ring strong { grid-area: 1/1; color: var(--navy); font: 900 34px/1 Georgia, serif; }
.score-ring small { grid-area: 1/1; margin-top: 48px; color: var(--muted); font-size: 10px; }
.visual-score div { display: grid; gap: 5px; }
.visual-score div strong { color: var(--navy); font-family: Georgia, serif; font-size: 22px; }
.visual-score div small { color: var(--muted); }
.progress { height: 8px; overflow: hidden; border-radius: 10px; background: #e6ecf3; }
.progress span { display: block; width: 82%; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--blue), var(--mint-dark)); }
.visual-metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 22px; }
.visual-metrics span { display: grid; padding: 13px; border-radius: 15px; background: var(--soft); }
.visual-metrics small { color: var(--muted); font-size: 10px; text-transform: uppercase; }
.visual-metrics strong { margin-top: 2px; color: var(--navy); font-size: 14px; }
.visual-card-float { right: 0; bottom: 44px; display: flex; align-items: center; gap: 12px; padding: 15px 20px; border-radius: 18px; transform: rotate(3deg); }
.visual-card-float > span:last-child { display: grid; }
.visual-card-float small { color: var(--muted); font-size: 10px; }
.visual-card-float strong { color: var(--navy); font-size: 14px; }
.check-icon { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--mint); color: #087458; font-weight: 900; }
.stability-seal { position: absolute; left: 0; bottom: 28px; display: grid; place-items: center; width: 116px; height: 116px; border-radius: 50%; background: var(--gold); color: var(--navy); box-shadow: 0 18px 40px rgba(0,0,0,.2); transform: rotate(-8deg); }
.stability-seal span { font: 900 40px/.9 Georgia, serif; }
.stability-seal small { margin-top: -20px; font-size: 9px; font-weight: 900; letter-spacing: 1px; text-transform: uppercase; }

.trust-strip { position: relative; z-index: 3; margin-top: -1px; border-bottom: 1px solid var(--line); background: white; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-grid div { display: grid; gap: 2px; padding: 28px 24px; border-right: 1px solid var(--line); }
.trust-grid div:first-child { border-left: 1px solid var(--line); }
.trust-grid strong { color: var(--navy); font-family: Georgia, serif; font-size: 22px; }
.trust-grid span { color: var(--muted); font-size: 12px; }

.section { padding: 110px 0; }
.section-soft { background: var(--soft); }
.section-heading { max-width: 760px; margin-bottom: 48px; }
.section-heading.centered { margin-inline: auto; text-align: center; }
.section-heading.centered .eyebrow { justify-content: center; }
.section-heading h2, .process-intro h2, .requirements-copy h2, .apply-copy h2 { color: var(--navy); font-size: clamp(45px, 5vw, 68px); }
.section-heading > p:last-child, .requirements-copy > p, .apply-copy > p, .process-intro > p { color: var(--muted); font-size: 17px; }
.solution-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.solution-card { position: relative; display: flex; min-height: 570px; flex-direction: column; overflow: hidden; padding: 34px; border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: 0 16px 50px rgba(6,26,58,.07); transition: transform .25s, box-shadow .25s; }
.solution-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.solution-card.featured-card { background: var(--navy); color: white; border-color: var(--navy); }
.card-icon { display: grid; place-items: center; width: 64px; height: 64px; margin-bottom: 42px; border-radius: 20px; background: var(--blue); color: white; font-size: 32px; font-weight: 300; }
.card-icon.mint { background: var(--mint); color: var(--navy); }
.card-icon.gold { background: var(--gold); color: var(--navy); }
.card-kicker { margin: 0 0 8px; color: var(--blue); font-size: 11px; font-weight: 900; letter-spacing: 1.8px; text-transform: uppercase; }
.featured-card .card-kicker { color: var(--mint); }
.solution-card h3 { margin: 0; color: var(--navy); font-family: Georgia, serif; font-size: 34px; line-height: 1.05; letter-spacing: -1px; }
.featured-card h3 { color: white; }
.solution-card > p:not(.card-kicker) { color: var(--muted); }
.featured-card > p:not(.card-kicker) { color: rgba(255,255,255,.72); }
.solution-card ul { display: grid; gap: 12px; margin: 20px 0 28px; padding: 0; list-style: none; color: #3e4859; font-size: 14px; }
.featured-card ul { color: rgba(255,255,255,.8); }
.solution-card li::before { content: "✓"; margin-right: 10px; color: var(--mint-dark); font-weight: 900; }
.solution-card a { margin-top: auto; color: var(--blue); font-weight: 900; }
.featured-card a { color: var(--mint); }

.process-section { overflow: hidden; color: white; background: var(--blue); }
.process-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 90px; align-items: center; }
.process-intro { position: sticky; top: 140px; align-self: start; }
.process-intro h2 { color: white; }
.process-intro > p { color: rgba(255,255,255,.76); }
.process-intro .button { margin-top: 22px; }
.steps { position: relative; display: grid; gap: 18px; margin: 0; padding: 0; list-style: none; }
.steps::before { content: ""; position: absolute; left: 37px; top: 50px; bottom: 50px; width: 2px; background: rgba(255,255,255,.25); }
.steps li { position: relative; display: grid; grid-template-columns: 76px 1fr; gap: 24px; align-items: center; min-height: 170px; padding: 30px; border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius); background: rgba(4,38,87,.35); backdrop-filter: blur(10px); }
.step-number { position: relative; z-index: 1; display: grid; place-items: center; width: 76px; height: 76px; border-radius: 50%; background: var(--mint); color: var(--navy); font: 900 28px Georgia, serif; }
.steps h3 { margin: 0; font-family: Georgia, serif; font-size: 28px; }
.steps p { margin: 7px 0 0; color: rgba(255,255,255,.73); }

.requirements-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: 80px; align-items: center; }
.requirements-copy > p { max-width: 500px; }
.requirements-note { display: flex; gap: 14px; align-items: flex-start; margin-top: 30px; padding: 20px; border-radius: 18px; background: var(--soft); }
.requirements-note > span { display: grid; flex: 0 0 auto; place-items: center; width: 28px; height: 28px; border-radius: 50%; background: var(--blue); color: white; font-family: Georgia, serif; font-weight: 900; }
.requirements-note p { margin: 0; color: var(--muted); font-size: 14px; }
.requirements-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.requirement { display: grid; place-items: center; min-height: 190px; padding: 24px; border: 1px solid var(--line); border-radius: 24px; background: var(--soft); text-align: center; }
.requirement strong { color: var(--navy); font-family: Georgia, serif; font-size: 34px; line-height: 1; }
.requirement span { color: var(--muted); font-size: 14px; }

.use-section { padding: 110px 0; color: white; background: var(--navy); }
.light-heading h2 { color: white; }
.use-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; overflow: hidden; border: 1px solid rgba(255,255,255,.15); border-radius: var(--radius); background: rgba(255,255,255,.15); }
.use-grid div { display: flex; min-height: 150px; align-items: flex-end; justify-content: space-between; gap: 20px; padding: 28px; background: var(--navy); transition: background .2s; }
.use-grid div:hover { background: #0a2a59; }
.use-grid span { color: var(--mint); font-size: 11px; font-weight: 900; letter-spacing: 1.5px; }
.use-grid strong { max-width: 170px; font-family: Georgia, serif; font-size: 22px; line-height: 1.1; text-align: right; }

.apply-section { background: linear-gradient(120deg, var(--soft), white); }
.apply-grid { display: grid; grid-template-columns: .86fr 1.14fr; gap: 80px; align-items: start; }
.contact-card { display: grid; gap: 20px; margin-top: 42px; padding-top: 28px; border-top: 1px solid var(--line); }
.contact-card div { display: grid; gap: 2px; }
.contact-card small { color: var(--muted); font-size: 10px; font-weight: 900; letter-spacing: 1.5px; text-transform: uppercase; }
.contact-card a, .contact-card span { color: var(--navy); font-weight: 800; }
.intake-form { display: grid; gap: 18px; padding: 40px; border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.form-heading { display: grid; margin-bottom: 8px; }
.form-heading span { color: var(--blue); font-size: 11px; font-weight: 900; letter-spacing: 1.6px; text-transform: uppercase; }
.form-heading strong { color: var(--navy); font-family: Georgia, serif; font-size: 29px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.intake-form label { display: grid; gap: 7px; color: #303a4b; font-size: 12px; font-weight: 800; }
.intake-form input:not([type="checkbox"]), .intake-form select, .intake-form textarea { width: 100%; border: 1px solid var(--line); border-radius: 13px; background: #fbfcfe; color: var(--ink); outline: 0; padding: 13px 14px; transition: border .2s, box-shadow .2s; }
.intake-form input:focus, .intake-form select:focus, .intake-form textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(10,104,232,.1); }
.intake-form textarea { resize: vertical; }
.consent { grid-template-columns: 20px 1fr; align-items: start; gap: 10px !important; color: var(--muted) !important; font-weight: 600 !important; }
.consent input { width: 18px; height: 18px; accent-color: var(--blue); }
.form-submit { width: 100%; }
.form-disclaimer { margin: -4px 0 0; color: var(--muted); font-size: 10px; text-align: center; }
.hidden-field { position: absolute; left: -9999px; }

.site-footer { padding: 78px 0 26px; color: white; background: var(--navy-deep); }
.footer-grid { display: grid; grid-template-columns: 1.5fr .7fr .7fr 1fr; gap: 50px; }
.wordmark-footer { color: white; }
.footer-brand p { max-width: 330px; color: rgba(255,255,255,.6); font-size: 13px; }
.footer-links { display: grid; align-content: start; gap: 12px; }
.footer-links strong { margin-bottom: 4px; color: var(--mint); font-size: 11px; letter-spacing: 1.6px; text-transform: uppercase; }
.footer-links a { color: rgba(255,255,255,.68); font-size: 13px; }
.footer-cta { display: grid; align-content: start; gap: 18px; }
.footer-cta strong { font-family: Georgia, serif; font-size: 22px; line-height: 1.15; }
.legal-row { display: flex; justify-content: space-between; gap: 30px; margin-top: 65px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.45); font-size: 10px; }
.legal-row p:last-child { max-width: 600px; text-align: right; }

@media (max-width: 980px) {
  :root { --shell: min(100% - 32px, 760px); }
  .desktop-nav { display: none; }
  .menu-toggle { display: block; order: -1; }
  .header-inner { min-height: 84px; gap: 14px; }
  .header-inner .wordmark { margin-right: auto; }
  .hero { padding: 70px 0 90px; }
  .hero-grid, .process-grid, .requirements-grid, .apply-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 38px; }
  .hero-copy { text-align: center; }
  .hero .eyebrow, .hero-actions, .hero-assurances { justify-content: center; }
  .hero-lead { margin-inline: auto; }
  .hero-visual { width: min(560px, 100%); margin: 0 auto; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .trust-grid div:nth-child(3) { border-left: 1px solid var(--line); }
  .solution-grid { grid-template-columns: 1fr; }
  .solution-card { min-height: 0; }
  .process-grid, .requirements-grid, .apply-grid { gap: 50px; }
  .process-intro { position: static; text-align: center; }
  .process-intro .eyebrow { justify-content: center; }
  .process-intro > p { max-width: 600px; margin-inline: auto; }
  .use-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-cta { grid-column: 1 / -1; grid-template-columns: 1fr auto; align-items: center; }
}

@media (max-width: 620px) {
  :root { --shell: calc(100% - 30px); --radius: 23px; }
  html { scroll-padding-top: 90px; }
  .network-bar-inner { min-height: 42px; justify-content: center; font-size: 10px; text-align: center; }
  .network-bar-inner > span { display: none; }
  .header-inner { min-height: 88px; }
  .wordmark-mark { width: 38px; height: 38px; font-size: 22px; }
  .wordmark strong { font-size: 20px; }
  .wordmark small { font-size: 8px; letter-spacing: 2.7px; }
  .header-inner .button-small { min-height: 44px; padding: 10px 16px; font-size: 12px; }
  .menu-toggle { width: 38px; padding-inline: 4px; }
  .menu-toggle span { width: 25px; }
  .hero { min-height: 0; padding: 62px 0 70px; }
  .hero h1 { font-size: clamp(50px, 14vw, 70px); letter-spacing: -2.2px; }
  .hero-lead { font-size: 16px; }
  .hero-actions { flex-direction: column; gap: 10px; }
  .hero-actions .button { width: 100%; }
  .hero-assurances { display: grid; gap: 12px; text-align: left; }
  .hero-visual { min-height: 400px; }
  .orbit-one { width: 340px; height: 340px; left: 50%; transform: translateX(-50%); }
  .orbit-two { width: 260px; height: 260px; left: 50%; transform: translateX(-50%); }
  .visual-card-main { top: 63px; padding: 22px; width: 92%; }
  .score-ring { width: 88px; height: 88px; }
  .score-ring strong { font-size: 28px; }
  .visual-score div strong { font-size: 18px; }
  .visual-card-float { right: -4px; bottom: 28px; }
  .stability-seal { width: 88px; height: 88px; left: -5px; bottom: 14px; }
  .stability-seal span { font-size: 31px; }
  .stability-seal small { font-size: 7px; }
  .trust-grid div { padding: 20px 15px; }
  .trust-grid strong { font-size: 19px; }
  .section, .use-section { padding: 78px 0; }
  .section-heading { margin-bottom: 34px; }
  .section-heading h2, .process-intro h2, .requirements-copy h2, .apply-copy h2 { font-size: clamp(42px, 12vw, 58px); letter-spacing: -2px; }
  .solution-card { padding: 28px; }
  .card-icon { margin-bottom: 30px; }
  .solution-card h3 { font-size: 31px; }
  .steps li { grid-template-columns: 58px 1fr; gap: 18px; min-height: 150px; padding: 22px 18px; }
  .steps::before { left: 28px; }
  .step-number { width: 58px; height: 58px; font-size: 23px; }
  .steps h3 { font-size: 23px; }
  .steps p { font-size: 13px; }
  .requirements-cards { gap: 10px; }
  .requirement { min-height: 150px; padding: 16px; }
  .requirement strong { font-size: 27px; }
  .requirement span { font-size: 12px; }
  .use-grid { grid-template-columns: 1fr; }
  .use-grid div { min-height: 115px; }
  .intake-form { padding: 26px 20px; }
  .field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 38px 24px; }
  .footer-brand, .footer-cta { grid-column: 1 / -1; }
  .footer-cta { grid-template-columns: 1fr; }
  .legal-row { display: grid; }
  .legal-row p:last-child { text-align: left; }
}

@media (max-width: 390px) {
  :root { --shell: calc(100% - 24px); }
  .header-inner { gap: 8px; }
  .header-inner .wordmark small { display: none; }
  .header-inner .button-small { padding: 10px 12px; }
  .hero h1 { font-size: 47px; }
  .visual-score { gap: 12px; }
  .visual-card-main { padding: 18px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

/* Funding service page */
.service-hero { position: relative; overflow: hidden; padding: 92px 0 86px; color: white; background: radial-gradient(circle at 85% 18%, rgba(10,104,232,.76), transparent 32%), radial-gradient(circle at 65% 90%, rgba(71,200,166,.18), transparent 28%), linear-gradient(125deg, var(--navy-deep), var(--navy) 58%, #06397b); }
.service-hero::before { content: ""; position: absolute; inset: 0; opacity: .16; background-image: linear-gradient(rgba(255,255,255,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.08) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(to right, black, transparent 88%); }
.service-hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; gap: 72px; }
.service-breadcrumb { display: inline-flex; align-items: center; gap: 9px; margin-bottom: 30px; color: rgba(255,255,255,.7); font-size: 13px; font-weight: 800; }
.service-breadcrumb:hover { color: var(--mint); }
.service-hero h1 { max-width: 720px; margin: 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(52px, 6vw, 84px); letter-spacing: -2.8px; line-height: 1; }
.service-hero h1 em { display: block; color: var(--mint); font-weight: inherit; }
.service-hero-copy > p:not(.eyebrow) { max-width: 650px; margin: 25px 0 32px; color: rgba(255,255,255,.78); font-size: 18px; line-height: 1.7; }
.service-hero-card { padding: 34px; border: 1px solid rgba(255,255,255,.17); border-radius: 28px 28px 28px 8px; background: rgba(255,255,255,.09); box-shadow: 0 28px 70px rgba(0,0,0,.22); backdrop-filter: blur(12px); }
.service-hero-card > span { color: var(--mint); font-size: 11px; font-weight: 900; letter-spacing: 2px; text-transform: uppercase; }
.service-hero-card h2 { margin: 10px 0 22px; font-family: Georgia, serif; font-size: 30px; letter-spacing: -.8px; }
.service-checklist { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; color: rgba(255,255,255,.82); font-size: 14px; font-weight: 700; }
.service-checklist li { display: flex; align-items: center; gap: 11px; }
.service-checklist li::before { content: "✓"; display: grid; place-items: center; width: 24px; height: 24px; flex: 0 0 24px; border-radius: 50%; background: rgba(71,200,166,.18); color: var(--mint); }
.service-nav-current { color: var(--blue) !important; }
.service-overview { padding: 90px 0; background: var(--soft); }
.service-overview-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 78px; align-items: start; }
.service-overview-copy { position: sticky; top: 130px; }
.service-overview h2, .service-process h2, .funding-intake h2 { margin: 0; color: var(--navy); font-family: Georgia, serif; font-size: clamp(38px, 4.5vw, 58px); letter-spacing: -2px; line-height: 1.02; }
.service-overview-copy > p:last-child { margin: 22px 0 0; color: var(--muted); line-height: 1.8; }
.purpose-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.purpose-card { min-height: 210px; padding: 28px; border: 1px solid var(--line); border-radius: 24px 24px 24px 7px; background: white; box-shadow: 0 14px 36px rgba(6,26,58,.06); }
.purpose-icon { display: grid; place-items: center; width: 44px; height: 44px; margin-bottom: 24px; border-radius: 14px; background: var(--pale-blue); color: var(--blue); font-size: 20px; font-weight: 900; }
.purpose-card h3 { margin: 0 0 9px; color: var(--navy); font-family: Georgia, serif; font-size: 22px; }
.purpose-card p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.service-process { padding: 90px 0; }
.service-process .section-heading { max-width: 700px; margin-bottom: 46px; }
.service-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin: 0; padding: 0; list-style: none; counter-reset: funding-step; }
.service-steps li { position: relative; padding: 34px 28px 30px; border: 1px solid var(--line); border-radius: 24px; counter-increment: funding-step; }
.service-steps li::before { content: "0" counter(funding-step); display: block; margin-bottom: 34px; color: var(--blue); font-size: 13px; font-weight: 900; letter-spacing: 2px; }
.service-steps h3 { margin: 0 0 10px; color: var(--navy); font-family: Georgia, serif; font-size: 24px; }
.service-steps p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.readiness-band { color: white; background: var(--navy); }
.readiness-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; align-items: center; padding: 74px 0; }
.readiness-grid h2 { margin: 0; font-family: Georgia, serif; font-size: clamp(38px, 4vw, 54px); letter-spacing: -1.8px; line-height: 1.05; }
.readiness-grid h2 em { color: var(--mint); font-weight: inherit; }
.readiness-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin: 0; padding: 0; list-style: none; }
.readiness-list li { padding: 16px 18px; border: 1px solid rgba(255,255,255,.13); border-radius: 14px; background: rgba(255,255,255,.06); color: rgba(255,255,255,.83); font-size: 13px; font-weight: 700; }
.readiness-list li::before { content: "•"; margin-right: 9px; color: var(--mint); }
.funding-intake { padding: 92px 0; background: var(--soft); }
.intake-heading { max-width: 760px; margin: 0 auto 42px; text-align: center; }
.intake-heading .eyebrow { justify-content: center; }
.intake-heading > p:last-child { margin: 20px 0 0; color: var(--muted); line-height: 1.75; }
.funding-form-card { max-width: 880px; margin: 0 auto; padding: 42px; border: 1px solid var(--line); border-radius: 28px; background: white; box-shadow: 0 24px 65px rgba(6,26,58,.1); }
.form-section-title { margin: 0 0 8px; color: var(--navy); font-family: Georgia, serif; font-size: 28px; }
.form-section-intro { margin: 0 0 26px; color: var(--muted); font-size: 14px; }
.funding-type-label, .funding-form label { display: block; color: var(--navy); font-size: 13px; font-weight: 800; }
.funding-form input:not([type="checkbox"]), .funding-form select, .funding-form textarea, .funding-type-label select { width: 100%; margin-top: 7px; padding: 13px 14px; border: 1px solid #cfd7e5; border-radius: 11px; outline: none; background: white; color: var(--ink); transition: border-color .2s, box-shadow .2s; }
.funding-form input:focus, .funding-form select:focus, .funding-form textarea:focus, .funding-type-label select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(10,104,232,.1); }
.funding-form textarea { min-height: 120px; resize: vertical; }
.funding-form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 19px; }
.funding-form { display: grid; gap: 19px; margin-top: 30px; padding-top: 30px; border-top: 1px solid var(--line); }
.funding-form h3 { margin: 0; color: var(--navy); font-family: Georgia, serif; font-size: 30px; }
.funding-form .button { width: 100%; margin-top: 5px; }
.funding-consent { display: flex !important; align-items: flex-start; gap: 10px; color: var(--muted) !important; line-height: 1.55; }
.funding-consent input { width: 18px; height: 18px; margin: 2px 0 0; accent-color: var(--blue); }
.form-note { margin: 24px 0 0; padding: 16px 18px; border-radius: 12px; background: var(--pale-blue); color: var(--muted); font-size: 12px; line-height: 1.65; }
.funding-success { max-width: 880px; margin: 0 auto; padding: 60px 42px; border: 1px solid var(--line); border-radius: 28px; background: white; text-align: center; box-shadow: 0 24px 65px rgba(6,26,58,.1); }
.funding-success-icon { display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 24px; border-radius: 50%; background: var(--mint); color: var(--navy); font-size: 28px; font-weight: 900; }
.funding-success h2 { font-size: 46px; }
.funding-success p { max-width: 590px; margin: 18px auto 28px; color: var(--muted); line-height: 1.75; }
.form-status { min-height: 24px; margin: 0; color: #a12f2f; font-size: 13px; font-weight: 700; text-align: center; }
.hidden { display: none !important; }

@media (max-width: 980px) {
  .service-hero-grid, .service-overview-grid, .readiness-grid { grid-template-columns: 1fr; }
  .service-hero-grid { gap: 44px; }
  .service-overview-copy { position: static; }
  .service-overview-grid { gap: 40px; }
  .service-steps { grid-template-columns: 1fr; }
  .readiness-grid { gap: 34px; }
}

@media (max-width: 680px) {
  .service-hero { padding: 60px 0 64px; }
  .service-hero h1 { font-size: 50px; }
  .service-hero-card { padding: 27px; }
  .service-overview, .service-process, .funding-intake { padding: 68px 0; }
  .purpose-grid, .readiness-list, .funding-form-grid { grid-template-columns: 1fr; }
  .purpose-card { min-height: 0; }
  .funding-form-card, .funding-success { padding: 28px 20px; border-radius: 22px; }
}

/* Shared service and legal refinements */
.service-hero-credit { background: radial-gradient(circle at 84% 18%, rgba(71,200,166,.26), transparent 30%), radial-gradient(circle at 8% 82%, rgba(10,104,232,.34), transparent 34%), linear-gradient(125deg, var(--navy-deep), var(--navy) 60%, #064870); }
.service-hero-formation { background: radial-gradient(circle at 82% 20%, rgba(240,190,78,.18), transparent 31%), radial-gradient(circle at 10% 86%, rgba(71,200,166,.2), transparent 33%), linear-gradient(125deg, var(--navy-deep), var(--navy) 60%, #173f70); }
.service-nav-current { color: var(--blue); }
.funding-form a, .funding-consent a, .form-note a, .consent a { color: var(--blue-dark); text-decoration: underline; text-underline-offset: 3px; }
.funding-form button:disabled { cursor: wait; opacity: .7; transform: none; }
.legal-page { min-height: 70vh; padding: 84px 0 110px; background: var(--soft); }
.legal-document { max-width: 860px; padding: clamp(30px, 6vw, 70px); border: 1px solid var(--line); border-radius: 30px; background: white; box-shadow: 0 24px 65px rgba(6,26,58,.08); }
.legal-document .service-breadcrumb { color: var(--blue-dark); }
.legal-document .eyebrow { margin-top: 42px; }
.legal-document h1 { margin: 0; color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-size: clamp(46px, 7vw, 72px); letter-spacing: -2.8px; line-height: 1; }
.legal-document h2 { margin: 42px 0 12px; color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-size: 28px; letter-spacing: -.8px; }
.legal-document p, .legal-document li { color: var(--muted); line-height: 1.8; }
.legal-document a { color: var(--blue-dark); text-decoration: underline; text-underline-offset: 3px; }
.legal-updated { margin: 14px 0 34px; font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: 1.4px; }
.legal-callout { margin: 34px 0; padding: 22px 24px; border-left: 4px solid var(--blue); border-radius: 0 14px 14px 0; background: var(--pale-blue); color: var(--navy); }
.legal-callout p { margin: 7px 0 0; }
.site-footer .legal-row a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }

@media (max-width: 680px) {
  .legal-page { padding: 48px 0 70px; }
  .legal-document { border-radius: 22px; }
  .legal-document .eyebrow { margin-top: 32px; }
}

/* Shared footer structure is present in the HTML so it remains consistent without JavaScript. */
.footer-social { display: flex; gap: 12px; margin-top: 18px; flex-wrap: wrap; }
.footer-social a { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 15px; border: 1px solid rgba(255,255,255,.18); background: rgba(255,255,255,.08); color: #fff; font-weight: 900; font-size: 18px; transition: transform .2s, background .2s; }
.footer-social a:hover, .footer-social a:focus-visible { transform: translateY(-2px); background: rgba(189,244,231,.18); color: var(--mint); }
.vaultara-standard-footer { align-items: start; }
.vaultara-standard-footer .footer-links a { display: block; margin-top: 14px; }
.vaultara-footer-cta { grid-column: 1 / -1; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.14); }
.vaultara-footer-cta .button { width: min(100%, 420px); }

@media (max-width: 760px) {
  .footer-social a { width: 44px; height: 44px; }
  .vaultara-standard-footer { grid-template-columns: 1fr 1fr; gap: 34px 28px; }
  .vaultara-standard-footer .footer-brand,
  .vaultara-standard-footer .vaultara-footer-cta { grid-column: 1 / -1; }
  .vaultara-footer-cta .button { width: 100%; max-width: none; }
}

/* About Vaultara Capital page */
.about-hero { position: relative; overflow: hidden; padding: 96px 0 92px; color: white; background: radial-gradient(circle at 82% 16%, rgba(10,104,232,.72), transparent 31%), radial-gradient(circle at 14% 88%, rgba(189,244,231,.16), transparent 34%), linear-gradient(125deg, var(--navy-deep), var(--navy) 58%, #06397b); }
.about-hero::before { content: ""; position: absolute; inset: 0; opacity: .15; background-image: linear-gradient(rgba(255,255,255,.09) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.09) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(to right, black, transparent 88%); }
.about-hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.15fr .85fr; gap: 70px; align-items: center; }
.about-hero h1 { max-width: 760px; margin: 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(54px, 6.5vw, 92px); line-height: .98; letter-spacing: -3px; }
.about-hero-copy > p:not(.eyebrow) { max-width: 760px; color: rgba(255,255,255,.78); font-size: 17px; line-height: 1.8; }
.about-hero-copy .hero-lead { margin: 24px 0 26px; color: var(--mint); font-size: 21px; font-weight: 800; }
.about-hero-panel { padding: 36px; border: 1px solid rgba(255,255,255,.18); border-radius: 30px 30px 30px 8px; background: rgba(255,255,255,.1); box-shadow: 0 28px 70px rgba(0,0,0,.22); backdrop-filter: blur(12px); }
.about-hero-panel span { color: var(--mint); font-size: 11px; font-weight: 900; letter-spacing: 2px; text-transform: uppercase; }
.about-hero-panel p { margin: 14px 0 0; font-family: Georgia, serif; font-size: 30px; line-height: 1.25; letter-spacing: -.8px; }
.about-intro { padding: 82px 0; }
.about-split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 72px; align-items: center; }
.about-split h2, .about-pillar-grid h2, .package-disclosure-grid h2 { margin: 0; color: var(--navy); font-family: Georgia, serif; font-size: clamp(38px, 4.2vw, 58px); line-height: 1.03; letter-spacing: -1.8px; }
.about-split > p { margin: 0; color: var(--muted); font-size: 19px; line-height: 1.8; }
.about-card-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.about-card { min-height: 250px; padding: 28px; border: 1px solid var(--line); border-radius: 24px 24px 24px 7px; background: white; box-shadow: 0 14px 38px rgba(6,26,58,.07); }
.about-card span, .help-grid div::before { display: inline-flex; margin-bottom: 24px; color: var(--blue); font-size: 11px; font-weight: 900; letter-spacing: 1.8px; }
.about-card h3 { margin: 0 0 12px; color: var(--navy); font-family: Georgia, serif; font-size: 24px; line-height: 1.1; }
.about-card p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.about-pillars { padding: 92px 0; }
.about-pillar-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.about-pillar-grid article { padding: 34px; border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: 0 18px 52px rgba(6,26,58,.08); }
.about-pillar-grid p:last-child, .package-disclosure-grid p:last-child { color: var(--muted); line-height: 1.8; }
.help-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; counter-reset: help-card; }
.help-grid div { min-height: 150px; padding: 26px; border: 1px solid var(--line); border-radius: 22px; background: linear-gradient(180deg, white, #f8fbff); color: var(--navy); font-family: Georgia, serif; font-size: 24px; line-height: 1.15; box-shadow: 0 12px 34px rgba(6,26,58,.05); counter-increment: help-card; }
.help-grid div::before { content: "0" counter(help-card); display: block; margin-bottom: 18px; font-family: Inter, sans-serif; }
.about-process { padding: 96px 0; color: white; background: var(--blue); }
.about-process-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: 80px; align-items: start; }
.package-disclosure-section { background: linear-gradient(120deg, var(--soft), white); }
.package-disclosure-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.package-note, .disclosure-note { padding: 38px; border-radius: var(--radius); box-shadow: 0 18px 52px rgba(6,26,58,.08); }
.package-note { border: 1px solid var(--line); background: white; }
.disclosure-note { border: 1px solid rgba(255,255,255,.14); background: var(--navy); color: white; }
.disclosure-note h2 { color: white; }
.disclosure-note p:last-child { color: rgba(255,255,255,.78); }

@media (max-width: 1080px) {
  .about-card-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .about-pillar-grid, .help-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 980px) {
  .about-hero-grid, .about-split, .about-process-grid, .package-disclosure-grid { grid-template-columns: 1fr; gap: 42px; }
  .about-hero-copy, .about-split { text-align: center; }
  .about-hero .eyebrow, .about-split .eyebrow { justify-content: center; }
}

@media (max-width: 680px) {
  .about-hero { padding: 62px 0 68px; }
  .about-hero h1 { font-size: 50px; letter-spacing: -2px; }
  .about-hero-panel { padding: 27px; }
  .about-hero-panel p { font-size: 24px; }
  .about-intro, .about-pillars, .about-process { padding: 68px 0; }
  .about-card-grid, .about-pillar-grid, .help-grid { grid-template-columns: 1fr; }
  .about-card { min-height: 0; }
  .help-grid div { min-height: 128px; }
  .package-note, .disclosure-note { padding: 28px 22px; }
}